Trade it in at Top Notch Marine: Your One‑Stop Exchange Hub
At Top Notch Marine of Melbourne Fl, we trade for just about anything—cars, trucks, motorcycles, RVs, boats, PWCs, equipment, jewelry, even real estate—to help you get behind the helm of your next adventure. Read below and learn how to maximize your trade in value and desirability.
1. Why Trade-In Is Smart
- Trading in your current item is fast, easy, and stress-free. No classifieds. No strangers coming to your house or business. No waiting around. Just one seamless transaction with real value toward your next boat, trailer, or toy.
- Trading in can provide more value than selling it yourself. There is sales tax savings that must be taken into consideration.
- Trading is fast. It comes exactly when you decide. Why wait and hope for a buyer.
- Trading is safe and secure. No strangers involved and definately no worrying about secure forms of payment.
2. Know Your Trade-In’s Value
Get a ballpark idea of what your item is worth by browsing listings for similar vehicles, RVs, or gear. When you bring it to Top Notch Marine, we’ll give you a fair, firm offer—no games, no pressure, and it’s good for 5 days.
3. What Can You Trade?
Here’s just a taste of what we accept:
- Cars & Trucks – Any make or model, paid off or financed
- Motorcycles, ATVs, PWCs, Side-by-Sides – From cruisers to jet skis
- RVs & Campers – Motorhomes, trailers, and fifth wheels
- Boats & Marine Equipment – Fishing boats, pontoons, outboards, PWC’s and trailers
- Equipment – Lawn, farm, shop, or construction gear
- Jewelry – Gold, silver, diamonds, watches—you name it
- Real Estate – Commercial or residential property equity toward your dream boat
4. Our Simple Trade-In Process
Step 1: Prep Your Item
Clean it up, gather documents (title, registration, loan info), bring keys/remotes and maintenance records.
Step 2: Appraisal
Our team will inspect your item and give you a written offer that’s good for 5 days.
Step 3: Evaluate Equity
If your item is worth more than you owe, great—you’ve got equity to roll into your next purchase. If not, you can pay the difference or roll it into financing. You also get the full amaout of the trade to offset taxable value which means Big Savings.
Step 4: Decide & Apply
Use the offer on the spot, or take some time to think. No pressure.
5. Save Money with Tax Benefits
Trading in can help lower your sales tax by reducing the taxable value of your new purchase. That means real savings, instantly applied in addition to the equity from your trade.
6. Maximize Your Value or Trade it “as-is”. No worries.
- Clean it inside and out – First impressions matter.
- Fix small issues – Like lights, tires, or minor dents.
- Include extras – Keys, accessories, and manuals.
7. Trade-In vs. Private Sale
Private Sale Pros: You might get more money.
Private Sale Cons: More time, more hassle, more risk.
1. You forfeit the sales tax savings.
2. You have to wait for a buyer.
3. You expose yourself to payment fraud as well as security threats.
Trade-In Pros: Quick, easy, safe, and secure. One stop, done deal.
8. Why Top Notch Marine?
- We trade for anything (as long as it doesn’t eat!)
- Firm, fast, and fair offers
- No-pressure atmosphere
- Huge selection of new and pre-owned boats
- Real savings with trade-in tax advantages
- Financing options available—roll your equity right in
- Over 38 years in business right here in Melbourne FL.
9. The Trade-In Recap
- Clean it up
- Gather your docs
- Bring it in
- Get your offer
- Apply it toward your next boat
- Hit the water with style
Ready to Trade?
Let’s make it happen. Visit us at Top Notch Marine in Melbourne, Florida, or start your trade-in online today. We’re here to help you turn what you don’t want into what you really want.
Top Notch Marine – Where your Trade Dreams Come True!
FAQ: Can You Trade In Something You Still Owe Money On?
Yes, you can—and we make it easy at Top Notch Marine!
If your current boat, RV, car, or other asset still has a loan on it, don’t worry. You can still trade it in toward something better. Whether you’re looking to upgrade or simplify, we’re here to help make the numbers work.
Positive vs. Negative Equity – What Does It Mean?
Positive Equity
This is the ideal situation—your unit is worth more than what you still owe on the loan. That extra value (your equity) can be used as a down payment on your next boat, lowering your new loan amount and making financing easier.
Plus, in many states, including Florida, you’ll save on sales tax when you trade in. Rather than paying tax on the full purchase price of your new boat, you’re only taxed on the difference after subtracting your trade-in value. That can mean serious savings!
